Medicare SupplementsMedicare has four parts: Hospital insurance (Part A) that helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care. Medical insurance (Part B) that helps pay for doctors’ services and many other medical services and supplies that are not covered by hospital insurance. Medicare Supplement (Part C) plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C. Prescription drug coverage (Part D) that helps pay for medications doctors prescribe for treatment. We Specialize in Medicare Supplements (Part C), which supplements the cost of your health care needs. You must have both Part A and Part B to join Part C. You usually pay a monthly premium, and co-payments that will likely be less than the coinsurance and deductibles under Original Medicare. Inmost cases, these plans also offer Part D prescription drug coverage. These plans are offered by private insurance companies approved by Medicare. Costs and benefits vary by plan. Medicare Part C has thirteen individual plans labeled A-L. We are appointed with ten different companies to make sure that the plan we have is right for you.
Medicare Advantage PlansThese plans are becoming tremendously popular due to the extra benefits that are offered. Extra days in the hospital, low out of pocket costs for doctor visits and affordable prescriptions, are some of the common extra benefits usually offered. We also offer some supplements with no monthly premiums. With a Medicare Advantage plan you would be moving off the Medicare system and onto private insurance, like Health insurance prior to age 65.
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